Financing · 0% available, OAC

0% financing available on approved credit

Apply before your estimate, and you will know what you are working with before we quote the project. That lets the conversation focus less on the number, and more on what you actually want built.

✓ 0% financing available, OAC
✓ Lifetime workmanship warranty
★ 4.9 stars from 75 Google reviews
$5,000 project minimum

Step 1 of 2

What are we building?

Grid icon
Deck icon
Patio Icon
Free, no obligation · $5,000 project minimum. By submitting you agree we may contact you by phone, text or email. Consent is not a condition of purchase.
0% Financing available, OAC
Online Application
Before Your estimate, if you want
Life Workmanship warranty
The straight answer

Apply first. Quote second.

Most people get the estimate first, then start figuring out how to pay for it. If the number is higher than expected, that can mean cutting the project down to make it fit.

Applying before the estimate changes that conversation. You already know your range, so the visit can focus on what you actually want built and which options make sense for you.

Financing is available, including 0% options on approved credit. Terms, provider, eligibility, and amounts are confirmed during the application, so the details you receive are specific to your financing options.

What OAC means
— “On approved credit”: the offer depends on the lender’s approval
— Applying does not commit you to a project
— You can apply before, during or after your estimate
— Specific terms are disclosed to you in the application
— We do not decide your terms; the lender does
How it goes

Four steps

Step 01

Apply online

From this page, before or after your estimate. It takes minutes, not an afternoon.

Step 02

You get your terms

Disclosed to you directly as part of the application, by the lender.

Step 03

We build your estimate around it

Now the site visit is about scope and choices rather than working backwards from a number.

Step 04

You decide

Applying gives you the financing information upfront, with no obligation to use it when you move forward with your project.

On the minimum

Our project minimum is $5,000

Our project minimum reflects what it takes to put the right crew, planning, and preparation behind every project we take on.

That means handling the details properly, from permits and utility locates where required to the installation itself, while maintaining the standard of workmanship we warranty.

Financing is available for qualifying projects, giving you another way to plan the full scope of work you want completed.

Frequently Asked Questions about Financing

Financing questions

What does OAC mean?

“On approved credit.” The offer depends on the lender approving your application. We do not set the terms. Your actual terms are disclosed directly to you as part of the application.

Does applying affect my credit?

That depends on the lender and the stage of the application. Any effect on your credit is disclosed during the application process before you complete it.

Can I apply for financing before I have an estimate?

Yes. Knowing your financing range before the site visit lets the conversation focus on what you actually want built and the options available to you.

Does applying commit me to the project?

No. You can apply, review your terms, and decide how you want to pay. Applying gives you information, not a commitment to the project.

What are the terms and the length?

0% financing is available on approved credit. Specific terms, amounts, and eligibility are set by the lender and disclosed during the application, so you receive the details that apply to you.

Can financing cover a deck and a fence together?

The amount available is determined through the application. We can scope the deck and fence together, so you have one clear project total to work from.

Where we build

Thurston, Pierce, Mason, and Lewis counties

Tumwater is home base. Share your location, and we can quickly confirm whether your property is within our service area.

Know your number before we know ours

Apply online before your estimate to explore your options. Financing includes 0% offers on approved credit. Our project minimum is $5,000.

Call Now Free Quote